HOLIDAY NOW, PAY LATER WITH 12 MONTHS INTEREST-FREE†
Daydreaming of the ultimate cruise holiday? Why wait? With 12 Months Interest-Free†, you can book your dream holiday today with one of our Cruise Experts and pay it off with easy Interest-Free+ repayments over 12 months! Whether you wish to discover the cherry blossoms of Tokyo, ancient relics of Athens, incredible Canadian landscapes, Italian culinary delights or Arctic icescapes, you’ll be on your way to your perfectly packaged cruise holiday in no time.
Stop dreaming, start holidaying! Speak with a Cruise Expert today.
TERMS & CONDITIONS
+ The interest free finance offer is for approved new applicants and existing humm90 Mastercard holders who book via a consultant over the phone, with a minimum finance amount of $800 and using the Long Term Interest Free option on the humm90 Mastercard credit card. The interest free finance offer is not available if the customer is booking and paying through the Ignite website. The customer must pay for their booking with a Mastercard credit card issued by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit License number 247415 (“humm90”). To benefit from the interest free finance offer, the customer must pay for their booking using their humm90 Mastercard, with a minimum spend of $800 for 12 months Interest-Free.
Annual fee of $99 applies, including an upfront annual fee of $99 debited from the facility on account opening but for new applicants from 1 October 2024 onwards, the annual fee was replaced with 12 monthly fees of $9.95. The credit limit includes the initial monthly or annual fee debit amount.
To qualify for the Interest Free Period on Long Term Interest Free (LTIF) offers, customers must pay a monthly minimum payment of either 3% of the balance owing or $30.00 (whichever is greater) by the due date shown on their humm90 account statement each month and remain up to date with other applicable fees and charges.
Late payment fees and other charges, terms and conditions apply from the expiry of the Interest Free Period. Interest (charged at humm90’s Expired Promotional Rate, currently 26.49% pa, but subject to change at any time) will be payable on outstanding balances at the expiry of the Interest Free Period. Refer to humm90 Interest Free Shopping & Interest Free Credit Card Australia for current interest rates. Please refer to humm90 Interest Free Important Information before deciding to apply.
Credit is provided by humm Cards Pty Ltd ABN 31 099 651 877, Australian Credit License number 247415. Mastercard and the circles design are trademarks of Mastercard International Incorporated.